So you're ready to buy a home - congrats! But now comes the part that makes a lot of people's eyes glaze over: choosing a mortgage. Don't worry, it's not as complicated as it seems. Let's break down the four main types of home loans so you can figure out which one makes sense for you.

You're ready to buy a house. You've been scrolling through listings, imagining your furniture in different living rooms, and mentally picking out paint colors. But before you start making offers, there's one crucial step you need to take: getting pre-approved for a mortgage.

You've got a mortgage, you're making your payments, and everything's fine. But is "fine" really good enough? Refinancing your home might not be on your radar, but it could save you serious money or help you reach your financial goals faster. Let's talk about why refinancing might make sense for you.

When you're buying a home, you'll hear people throw around terms like "inspection" and "appraisal" like they're interchangeable. Spoiler alert: they're not. Both are super important parts of the home-buying process, but they serve completely different purposes. Let's clear up the confusion.